Ordering an appraisal from Boivin Appraisals, Inc.

Thousands of people in Illinois purchase, sell or refinance their home every year. Most of these transactions contain a simple line item for an appraisal. Almost all lenders still call in a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation systems that might appear to be more practical than an appraisal. But is obtaining a mortgage the only reason you should get an appraisal? Are there other instances when the services of a licensed, independent real estate professional could be beneficial? Absolutely.

If you're planning on any transaction where the value of your property is a factor, you should contact Boivin Appraisals, Inc.. Just click here.

Let Boivin Appraisals, Inc. help you challenge your tax assessment in Dupage County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Boivin Appraisals, Inc. is your best evidence when building your case. At Boivin Appraisals, Inc.,we can assist you in challenging your tax assessment.

Boivin Appraisals, Inc. can help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance plan that almost all lenders ask home owners to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the property. Very often, this added payment is lumped into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Boivin Appraisals, Inc. will produce a statement regarding the value of your home, and the cost of the appraisal can generally be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Boivin Appraisals, Inc.

A divorce is a particularly daunting experience for the parties involved, and it is often even more complicated by the challenging decision of who gets the house. It's a good idea to order an appraisal from Boivin Appraisals, Inc. so both parties are entirely aware of the true market value of their home, regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with help from Boivin Appraisals, Inc.Settling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to handle these issues, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the absolute value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Dupage County?

Moving due to a job change can be a real pain. We know where you're coming from. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information about any recent sales or listings in their neighborhood that they want considered.

Let Boivin Appraisals, Inc. help you sell your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't related to the sales price, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.