Appraisal services for Lombard and Dupage County homeownersThe top reasons Illinois homeowners use Boivin Appraisals, Inc.:
At Boivin Appraisals, Inc., we understand the individual needs of a consumer in need of appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Boivin Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.Challenging Dupage County's assessment of your propertyLet's say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal from Boivin Appraisals, Inc. is your best weapon when challenging your property tax assessment.PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're veterans in helping people just like you get rid of unwanted and unneeded PMI insurance.Was your HELOC recently frozen?If your property is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Boivin Appraisals, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? An appraiser from Boivin Appraisals, Inc. can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have in your possession. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion. |
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